CoinTracking vs. Waltio (2026): The DACH Comparison

CoinTracking has been based in Munich since 2012, back when Waltio did not exist and the term crypto tax still caused confusion in German tax offices. Since then, CoinTracking has grown to over 2.2 million users, built tax reports for Germany, Austria and Switzerland, and established itself as serious infrastructure for the DACH market with ISO 27001 certification, DATEV integration and one of the deepest portfolio analyses available.

Waltio only opened up Germany as a new market in March 2026, which is a legitimate move. In a direct comparison, though, the distance to CoinTracking becomes visible quickly: Waltio has no specific tax reports for Austria and Switzerland, there is no lifetime plan, and tax-advisor features such as DATEV export or white-label solutions are missing entirely.

Quick Comparison: CoinTracking vs. Waltio at a Glance

Feature	CoinTracking	Waltio
Founded	2012	2019
Country of origin	Germany	France
Billing	1 year / 2 years / lifetime	annual only
Lifetime plan	✅	❌
Entry price	from €39/year (200 transactions)	from €39/year (50 transactions)
All tax years included in the plan	✅	❌
Unlimited plan	✅	✅
Tax reports Germany	✅	✅
Tax reports Austria & Switzerland	✅	❌
DGFiP report (France)	✅	✅
DeFi & NFT	✅	✅
Source of Funds	✅ (from Expert)	✅ (from Unlimited)
German-language support	✅	❌
Full service by tax experts	✅	❌
White label for tax advisors	✅	❌
DATEV integration	✅	❌
ISO 27001	✅	❌
Server location	EU (Germany)	region unknown
Anonymous registration (without email)	✅	❌

Waltio introduced a Germany report in March 2026. The distance to CoinTracking is still obvious: Austria and Switzerland are missing at Waltio, the Source of Funds report is only available in the most expensive plan, and 14 years of DACH experience aren't something a newcomer makes up quickly.

Price Comparison: Waltio vs. CoinTracking

CoinTracking includes every historical tax year in the plan without a separate surcharge. At Waltio, earlier tax years aren't automatically included, and access to them costs extra. There is also a structural difference in the model itself: Waltio sells annual subscriptions only, while CoinTracking adds a lifetime plan. Anyone planning for the long term gets an option at CoinTracking that Waltio doesn't offer.

CoinTracking pricing (as of June 2026)

Plan	Price/year	Transactions (limit)	Highlight
Free	€0	Portfolio view	no tax report
Starter	€39	200	tax reports
Pro	€129	3,500	auto import, API access
Expert	from €219	from 20,000	Source of Funds included, tax optimization
Unlimited	€769	unlimited	all features
Corporate	€1,599/year	unlimited per account	3 accounts, white label

Transactions are counted cumulatively across all years together. You'll find every detail on the CoinTracking pricing page. On top of that come a 7-day free trial and a 14-day money-back guarantee.

Waltio pricing (as of June 2026)

Plan	Price/year	Transactions (limit)
Free	€0	Portfolio view
Lite	€39	50
Starter	€99	1,000
Smart (most popular plan)	€249	10,000
Unlimited	€999	unlimited

Waltio offers four annual plans, no lifetime model and no multi-year option. The Source of Funds report only becomes available in the most expensive plan (€999/year).

Example 1: Beginner with a small portfolio

Scenario: 1 tax year, 100 transactions	Annual cost
CoinTracking Starter	€39
Waltio Starter	€99

At 100 transactions a year, CoinTracking stays in the Starter plan for €39. At Waltio, the Lite plan is already exhausted at 50 transactions, so the Starter plan for €99 becomes necessary. Same usage on both sides, and at CoinTracking it costs less than half as much.

Example 2: Active investor over several years

Scenario: 5 years, 1,500 transactions per year	Cost over 5 years
CoinTracking Expert Lifetime	€969 (one-off)
Waltio Smart	€1,245 (5 × €249)

With the CoinTracking Expert Lifetime plan you pay €969 once, with no annual renewal. Waltio bills €249 again every single year. After 5 years you have saved €276 with CoinTracking.

Features in Detail: Where Are the Differences?

Import, automatic classification and the tax report itself are handled solidly by both tools. The difference shows up where things get concrete for DACH users or investors with an international portfolio: country-specific tax reports, calculation methods and the support standing behind them.

Crypto tax report compared

Feature	CoinTracking	Waltio
Complete PDF tax report	✅	✅
German tax report (Anlage SO)	✅	✅
Austria report	✅	❌
Switzerland report	✅	❌
France report (DGFiP)	✅	✅
Crypto gains & losses	✅	✅
Crypto income	✅	✅
Crypto holding period	✅	✅
WISO Steuer export	✅	❌
DATEV export	✅	❌
Per-wallet calculation	✅	n/a
Tax calculation methods	14	3
Source of Funds	✅ (from Expert)	✅ (from Unlimited)

CoinTracking covers the entire DACH region with country-specific reports, Waltio only Germany. CoinTracking also offers 14 tax calculation methods instead of 3 at Waltio, plus DATEV and WISO export, which Waltio lacks completely. The Source of Funds report is included at CoinTracking from the Expert plan onwards (from €219), at Waltio only in the Unlimited plan (€999).

Countries and tax forms

Country (country-specific report)	CoinTracking	Waltio
France	✅	✅
Germany	✅	✅
Belgium	✅	✅
Spain	✅	✅
Italy	✅	✅
Austria	✅	❌
Switzerland	✅	❌
United Kingdom (UK)	✅	❌
United States (USA)	✅	❌
Australia	✅	❌
Canada	✅	❌
Netherlands	✅	❌
Norway	✅	❌
Sweden	✅	❌
Finland	✅	❌
Denmark	✅	❌
Poland	✅	❌
Ireland	✅	❌
New Zealand	✅	❌
India	✅	❌
Portugal	✅	❌
Country-specific reports in total	20+	5
Countries in total (generic report)	100+	n/a

CoinTracking supports over 20 countries with specific tax reports, Waltio by now 5 (France, Germany, Belgium, Spain, Italy). The decisive point for DACH users: CoinTracking covers the entire DACH region in full, while Waltio covers only Germany and has no Austria or Switzerland report.

Portfolio tracking & analysis

Function	CoinTracking	Waltio
Real-time portfolio	✅	✅
Realized gains	✅	✅
Unrealized gains	✅	✅
Cost basis	✅	✅
Balance per exchange	✅	✅
Balance per currency	✅	n/a
Missing transactions	✅	✅
Automatic synchronization	✅	✅
NFT support	✅	✅
NFT Center (dedicated section)	✅	❌
Coin Charts (market data)	✅	❌
Tax loss harvesting	✅	❌
Tax-free coins after the holding period	✅	✅ (DE)
25+ configurable reports	✅	❌
Margin/futures import (automatic)	✅	✅
FIFO simulation per wallet	✅	❌
Daily history overview	✅	❌
Duplicate check	✅	n/a
Trade Analysis (coin pair analysis)	✅	❌
Public portfolio (sharing)	✅	❌

CoinTracking is clearly ahead on analytical depth: over 25 configurable reports, an automatic duplicate check and portfolio insights that Waltio doesn't deliver in this form. Added to that are 14 tax calculation methods instead of only 3 at Waltio. Anyone who needs more analytical depth, complete DACH tax reports or extended reporting functions runs into limits with Waltio.

Regulatory context: Source of Funds and DAC8

The Source of Funds report keeps gaining relevance: for larger withdrawals or when opening an account, banks and tax authorities increasingly ask where crypto assets came from. On top of that comes a new reporting obligation: crypto providers collect transaction data from 2026 onwards, and the first report to the German Federal Central Tax Office follows in 2027.

Waltio recently added a Source of Funds document as well, but exclusively in the Unlimited plan at €999/year. CoinTracking provides the Source of Funds report from the Expert plan onwards (from €219/year). Anyone who needs this document pays more than four times as much at Waltio as at CoinTracking.

What CoinTracking Offers That Waltio Doesn't

CoinTracking goes beyond the basic functions: with over 14 years of DACH focus since 2012, local tax rules, complex DeFi portfolios and specific documentation requirements sit at the core of the product rather than being bolted on later. Waltio has only supported Germany since March 2026 and offers neither an Austria nor a Switzerland report. Then there are functions Waltio simply doesn't have: DATEV and WISO export for handing data straight to a tax advisor, 14 tax calculation methods instead of 3, historical price data going back to 2012 and a lifetime plan.

With the full service, a German-speaking team of experts takes the entire workload off your hands, from the import to the finished tax report. Tax advisors get white-label reports on top of that. Getting started is non-binding: a free 15-minute initial consultation in German. Waltio offers neither German-language support nor a full service or white-label options for tax advisors.

Which Tool Suits Whom?

Both tools have their place, but for most serious crypto investors in the DACH region the path leads to CoinTracking. The following breakdown shows why.

When CoinTracking is the better choice

CoinTracking is the better choice if one of these points applies to you:

• You want proven DACH expertise. CoinTracking has been building tax reports for German-speaking countries out of Munich since 2012.
• You trade on international exchanges and want to map everything in one platform. CoinTracking supports tax reports for over 100 countries.
• You want to understand your portfolio, not just record it. CoinTracking offers over 25 configurable reports and deep portfolio analyses.
• You need flexibility in the calculation method.
• You would rather pay once than every year. Only CoinTracking puts a lifetime plan on the table.
• You expect German-language support with real subject-matter knowledge.

When Waltio is enough

• You are taxable exclusively in France and need no further coverage.
• Your portfolio is manageable and gets by without deeper portfolio analysis.
• You don't need German-language support, and many years of expertise aren't decisive for you.

Switching from Waltio to CoinTracking

Three steps are enough, and your history is carried over:

1. Provide the data: connect exchanges and wallets directly to CoinTracking via API, for example Coinbase or Binance. This is the recommended method, because the complete history comes straight from the source. Alternatively, you can export your transaction history from Waltio as a CSV file and import it into CoinTracking.
2. Check the classification: review the imported transactions, for example staking, DeFi positions or transfers between your own wallets.
3. Create the tax report: generate the crypto tax report, Anlage SO for Germany or the reports for Austria and Switzerland.

Your existing crypto history stays fully intact throughout.

More tool comparisons

• CoinTracking vs. Koinly
• CoinTracking vs. Blockpit
• CoinTracking vs. CoinLedger
• CoinTracking vs. CoinTracker

Conclusion: Waltio or CoinTracking?

CoinTracking is the better choice and delivers more: country-specific tax reports for the entire DACH region and over 100 further countries, detailed portfolio analyses, German-language support and a lifetime plan make the platform more cost-efficient and considerably broader in scope. Anyone who is taxable in several countries has noticeably more room to work with at CoinTracking.

Disclaimer

The information provided in this article is intended for general informational purposes only and should not be construed as financial, tax, or legal advice. Tax rules vary by jurisdiction and change over time, so always confirm current requirements with a qualified tax advisor before making decisions based on this content. The author and publisher are not responsible for any losses or damages incurred as a result of using the information in this article.