CoinTracking vs. Koinly (2026): Which Crypto Tax Tool Fits Your Situation?

CoinTracking was founded in Munich in 2012 and has been supporting crypto investors in the DACH region since the early days of the market. Koinly launched in 2018. For investors in Germany, Austria and Switzerland, that raises one question: which platform covers local requirements better?

The difference becomes clear quickly. CoinTracking brings 14 years of experience, delivers country-specific tax reports for the entire DACH region and provides more than 25 configurable portfolio analyses. Over 2.2 million investors worldwide rely on CoinTracking.

Quick Comparison: CoinTracking vs. Koinly at a Glance

Feature	CoinTracking	Koinly
Founded	2012	2018
Pricing model	Cumulative	Per tax year
Billing	1 year / 2 years / Lifetime	annual only
Lifetime plan	✅	❌
Entry-level price	from €39/year	from €49/year
All tax years with one plan	✅	❌
DACH tax reports (DE, AT, CH)	✅	CH only
DeFi & NFT	✅	✅
Source of Funds report	✅	❌
German-language support	✅	❌
Full service by an expert team	✅	❌
White label for tax advisors	✅	❌
DATEV integration	✅	❌
API access	✅	✅
ISO 27001	✅	✅
Server location	EU	EU
Anonymous registration	✅	❌

The decisive differences: CoinTracking covers the whole DACH region with country-specific tax reports, where Koinly only offers one for Switzerland. It lets you handle every tax year inside one plan instead of buying again for each tax year, and it adds German-language support, in-house full service, a DATEV export and anonymous registration.

Price Comparison: Koinly vs. CoinTracking

The pricing model is the decisive structural difference. CoinTracking counts transactions cumulatively across all years. Koinly bills per tax year. So anyone who has several tax years to work through pays multiple times with Koinly.

CoinTracking Pricing (As of June 2026)

Plan	Price/year	Transactions (limit)	Highlight
Free	€0	Portfolio view	no tax report
Starter	€39	200	Tax reports
Pro	€129	3,500	Automatic import, API access
Expert	from €219	from 20,000	Source of Funds included, tax optimization
Unlimited	€769	unlimited	all features
Corporate	€1,599/year	unlimited per account	3 accounts, white label

Transactions are counted cumulatively across all years together. You'll find every detail on the CoinTracking pricing page. There's also a 7-day free trial and a 14-day money-back guarantee.

Koinly Pricing (As of June 2026)

Plan	Price/year	Transactions (per tax year)
Free	€0	10,000
Newbie	€49	100
Hodler	€99	1,000
Trader	€199	3,000+

Koinly has no lifetime plan, and every tax year is billed as its own purchase. If you need tax reports for several previous years, you buy an individual license for each one. The Newbie plan for beginners also covers only 100 transactions.

Cost Example 1: Beginner With One Tax Year and 150 Transactions

Scenario: 1 tax year, 150 transactions	Total cost
CoinTracking Starter	€39
Koinly Hodler	€99

At 150 transactions you already break Koinly's Newbie limit of 100 transactions, and the next plan up is Hodler at €99. CoinTracking covers that same tax year in full with the Starter plan: up to 200 transactions, tax report included, for €39. There's a structural advantage on top of the price. Koinly charges for each tax year individually, while an active CoinTracking plan covers every tax year you work through in that period, retroactive years included, with no surcharge per year.

Cost Example 2: Heavy User Across Five Tax Years

Scenario: 5 tax years, 2,000 transactions	Total cost
CoinTracking Pro	€129 (one plan)
Koinly Hodler	€495 (5 × €99)

Say you want to produce tax reports for the years 2021 through 2025. With CoinTracking, transactions count cumulatively across all years: a single Pro plan for €129 covers up to 3,500 transactions, and the 2,000 transactions from five years stay comfortably below that. Every tax year from 2021 to 2025 is therefore covered by one plan.

With Koinly, each year you have to file needs its own license. Five years mean five Hodler licenses, €495 in total. Even a single larger plan changes nothing about that, because it only produces the report for one tax year.

The bottom line: CoinTracking handles the same job for roughly a quarter of the cost, in one plan instead of five separate purchases.

Features in Detail: Where Are the Differences?

Imports, automatic classification and tax report generation are solid in both tools. The differences that matter show up in the areas below.

Crypto Tax Reports Compared

Feature	CoinTracking	Koinly
Complete PDF tax report	✅	✅
German tax report	✅	❌
Austrian report	✅	❌
Swiss report	✅	✅
Crypto gains & losses	✅	✅
Crypto income	✅	✅
Crypto holding period	✅	✅
WISO Steuer export	✅	❌
DATEV export	✅	❌
Per-wallet calculation	✅	✅
Tax calculation methods	14	4+
Source of Funds report	✅	❌

CoinTracking covers the entire DACH region with country-specific reports and offers 14 tax calculation methods plus a DATEV export for handing everything straight to a tax advisor. Koinly provides no country-specific report for Germany or Austria. For Switzerland there is a valuation report based on the rates published by the Swiss Federal Tax Administration. The Source of Funds report isn't available with Koinly.

Countries and Tax Forms

Country (country-specific report)	CoinTracking	Koinly
Germany	✅	❌
Austria	✅	❌
Switzerland	✅	✅
United Kingdom (UK)	✅	✅
United States (USA)	✅	✅
Australia	✅	✅
Canada	✅	✅
Spain	✅	✅
France	✅	✅
Norway	✅	✅
Sweden	✅	✅
Finland	✅	✅
Denmark	✅	❌
Ireland	✅	❌
New Zealand	✅	❌
India	✅	❌
Netherlands	✅	❌
Belgium	✅	❌
Italy	✅	❌
Poland	✅	❌
Country-specific reports in total	20+	~10
Countries in total (generic report)	100+	n/a

CoinTracking supports more than 20 countries with specific tax reports, and 100+ countries beyond that with generic reports. Koinly provides no country-specific report for Germany or Austria. If you're taxed anywhere in the DACH region, CoinTracking is the more complete solution.

Portfolio Tracking & Analytics

Feature	CoinTracking	Koinly
Real-time portfolio	✅	✅
Realized gains	✅	✅
Unrealized gains	✅	✅
Cost basis	✅	✅
Balance per exchange	✅	✅
Balance per currency	✅	✅
Missing transactions	✅	✅
Automatic import	✅	✅
NFT support	✅	✅
NFT Center (dedicated section)	✅	❌
Coin Charts (market charting)	✅	❌
Tax Loss Harvesting	✅	✅
Tax-free coins (short & long)	✅	❌
25+ configurable reports	✅	❌
Margin/futures import (automatic)	✅	✅
Per-wallet FIFO simulation	✅	❌
Daily history overview	✅	❌
Duplicate check	✅	❌
Trade Analysis (coin-pair analysis)	✅	❌
Public portfolio (sharing)	✅	❌

CoinTracking is clearly ahead on analytical depth: over 25 configurable reports, coin charting, per-wallet FIFO simulation, an automatic duplicate check and tax-free coins split by short and long holding period. Koinly covers the portfolio basics and tax loss harvesting, but it offers no deeper analysis and no coin charting. If you review your portfolio regularly or run DeFi positions across several protocols, you benefit from CoinTracking's broader feature set.

Regulatory Context: Source of Funds and DAC8

The Source of Funds report keeps gaining relevance. On larger withdrawals or when opening an account, banks and tax authorities increasingly ask where crypto assets came from. Added to that is a new reporting obligation for crypto service providers: they collect transaction data from 2026, and the first report to the Federal Central Tax Office follows in 2027. With the Source of Funds report in the Expert plan you're prepared for both requirements. Koinly offers no comparable solution for this.

What CoinTracking Offers That Koinly Doesn't

CoinTracking goes beyond the basics. With 14 years of market experience behind it, CoinTracking treats local tax rules, complex DeFi portfolios and special documentation requirements as the core of the product. You can see it in the calculation methods, the 25 configurable reports, the DATEV export, the historical price data and the connections to exchanges that shut down long ago.

With the full service, a German-speaking team of experts takes the entire job off your hands, from the import through to the finished tax report. Getting started is non-binding, with a free initial consultation.

Which Tool Is Right for Whom?

Both tools have their place, but for most serious crypto investors the road leads to CoinTracking. The breakdown below shows why.

When CoinTracking Is the Better Choice

CoinTracking is the better choice if any of these points apply to you:

• You are liable for tax in Germany, Austria or Switzerland.
• You want to work through several tax years at once, without buying a separate license for each year.
• You need a Source of Funds report and want to be prepared for DAC8.
• You'd rather pay once and use the lifetime plan.
• You expect German-language support that actually knows the subject.
• Your tax advisor needs white-label reports or a DATEV export.
• You manage a complex DeFi portfolio spread across several protocols and years.
• You need tax reports for several countries at the same time.

When Koinly Is Enough

• You have few transactions per year and only need a portfolio tracker without a tax report.
• English-language support is enough for you and you have no DACH-specific tax questions.
• Your portfolio is easy to keep track of and gets by without deeper portfolio analysis.
• You don't need German-language support, and long-standing DACH expertise isn't the deciding factor for you.

Switching From Koinly to CoinTracking

Three steps are enough to move your crypto history over in full:

1. Provide your data: connect exchanges and wallets to CoinTracking directly through the API, for example Coinbase or Binance. That's the recommended method, because the complete history comes straight from the source. Alternatively, you can export your transaction history from Koinly as a CSV file and import it into CoinTracking.
2. Check the classification: review the imported transactions, especially staking, DeFi positions or transfers between your own wallets.
3. Create the tax report: generate a crypto tax report for the year and the country you need.

Your existing crypto history stays fully intact throughout.

More Tool Comparisons

• CoinTracking vs. Blockpit
• CoinTracking vs. Recap
• CoinTracking vs. CoinLedger
• CoinTracking vs. CoinTracker

Conclusion: Koinly or CoinTracking?

CoinTracking offers more than Koinly: country-specific tax reports for more than 20 countries, long-standing DACH expertise with German-language support, and lifetime plans. That makes CoinTracking both more cost-efficient and considerably broader in what it can do.

Disclaimer

The information provided in this article is intended for general informational purposes only and should not be construed as financial, tax, or legal advice. Tax rules vary by jurisdiction and change over time, so always confirm current requirements with a qualified tax advisor before making decisions based on this content. The author and publisher are not responsible for any losses or damages incurred as a result of using the information in this article.