SwissBorg Taxes: How to Import Your Transactions & Generate Your Tax Report
SwissBorg is a Swiss crypto wealth management app offering trading, Smart Yield, and portfolio analytics. Every crypto trade, disposal, and yield reward on SwissBorg is a potential taxable event. CoinTracking imports your full SwissBorg transaction history via Excel Account Statement and generates a jurisdiction-specific tax report covering all trades, yield income and transfers.
How to Import Your SwissBorg Transactions into CoinTracking
Watch how to export your SwissBorg Account Statement as an Excel file and import it into CoinTracking to generate your complete crypto tax report.
Start Your Free SwissBorg Import- Every crypto trade, disposal and yield reward on SwissBorg is a potential taxable event in the year it occurs. Buying crypto with fiat creates cost basis but is not itself taxable. Tax compliance is your personal responsibility.
- CoinTracking supports SwissBorg Excel import via Account Statement. Export your Account Statement from the SwissBorg app and upload it to CoinTracking. All trades, yield rewards and transfers are supported.
- Buying crypto with fiat via SwissBorg, depositing fiat to SwissBorg, and holding crypto in SwissBorg are generally not taxable events. Only disposals — selling, trading, or transferring crypto — trigger a tax obligation in most jurisdictions.
- Tax compliance is your responsibility. SwissBorg is a Swiss platform regulated by FINMA and is not an EU-regulated CASP subject to DAC8. Your tax authority will not receive automatic reports from SwissBorg. You are required to report all taxable gains and income from your SwissBorg activity in your annual tax return.
SwissBorg and Your Crypto Tax Obligations
SwissBorg was founded in 2017 and is headquartered in Lausanne, Switzerland. It is a crypto wealth management platform offering multi-currency trading, Smart Yield products, a community analytics engine, and portfolio tracking across 50+ cryptocurrencies. SwissBorg is licensed by FINMA (the Swiss Financial Market Supervisory Authority) and operates across Europe and beyond, with a significant user base in the UK, France, Germany, and Switzerland.
As a Swiss company regulated by FINMA, SwissBorg is not subject to EU DAC8 reporting obligations. This means your tax authority will not receive automatic reports of your SwissBorg activity — you are responsible for declaring all taxable events in your annual tax return.
SwissBorg users need to account for:
- Crypto purchases with fiat (not taxable, but create acquisition records with cost basis at the market price on that date)
- Crypto-to-crypto trades (taxable disposals — each trade is a two-leg event)
- Selling crypto for fiat (taxable disposals)
- Smart Yield and earn rewards (taxable income at fair market value on date received)
- Receiving referral or airdrop rewards (taxable income in most jurisdictions)
Crypto Tax Basics for SwissBorg Users
SwissBorg is used widely across Europe, Switzerland, and the UK. Here are the key tax rules that apply to SwissBorg activity across the most common jurisdictions.
Buying crypto is not a taxable event — but creates cost basis
Purchasing crypto with fiat currency via SwissBorg is not itself a taxable event in most jurisdictions. However, every purchase creates an acquisition record with a cost basis set at the market price on that date. This cost basis determines your taxable gain or loss when you eventually sell or trade that crypto.
Crypto-to-crypto trades are taxable disposals
Swapping one cryptocurrency for another on SwissBorg is treated as a disposal of the first asset and an acquisition of the second. The taxable gain or loss on the disposed asset equals the difference between its fair market value at the time of the trade and your original acquisition cost. CoinTracking handles each SwissBorg trade as a two-leg event, calculating the correct gain or loss for each disposal.
Smart Yield and earn rewards are income
SwissBorg Smart Yield rewards, staking-like earn products, and referral bonuses are generally treated as income at the fair market value of the tokens on the date they are received. The FMV at receipt also becomes your cost basis for any future disposal of those tokens. CoinTracking records each yield distribution as an income event in your tax report.
Switzerland: generally no capital gains tax for private investors
Swiss residents who hold crypto as private assets are generally not subject to capital gains tax on crypto disposals under Swiss law, provided they are not classified as professional traders. However, yield income and staking rewards may still be subject to Swiss income tax. Rules can be complex — always verify with a Swiss tax advisor.
DAC8 is not applicable to SwissBorg
The EU DAC8 directive requires EU-regulated crypto-asset service providers (CASPs) to automatically report transaction data to EU tax authorities from 1 January 2026. SwissBorg is a Swiss company regulated by FINMA under Swiss law, not by EU authorities under MiCAR. It is not subject to DAC8. Users in the EU or elsewhere must self-report all SwissBorg activity — it will not be reported on their behalf.
SwissBorg Taxes by Country
Key crypto tax rules for countries where SwissBorg is most commonly used. Select your country for specific rates and requirements.
Switzerland
- Capital gains: Generally no capital gains tax on private crypto assets for non-professional traders
- Yield / staking income: Taxable as income at cantonal and federal level
- Wealth tax: Crypto holdings are subject to annual wealth tax; year-end values must be declared
- Professional traders: May be subject to income tax on all gains — classification depends on frequency, leverage, and income proportion
- Authority: ESTV / Cantonal tax authorities
Germany
- § 23 EStG: Crypto gains taxed at personal rate (up to 45%) if sold/traded within 1 year of purchase; tax-free if held over 1 year
- Annual exemption: €1,000/year in private disposal gains
- Yield rewards: Taxable income under § 22 EStG at FMV on receipt date
- Cost basis: FIFO per wallet
- Forms: Anlage SO
United Kingdom
- Capital Gains Tax: 18% (basic) / 24% (higher) from October 2024
- Annual exempt amount: £3,000 (2024/25)
- Yield rewards: Taxable as miscellaneous income at FMV on receipt
- Cost basis: Section 104 pooling (HMRC)
- Authority: HMRC
France
- Flat tax (PFU): 30% flat tax (12.8% income tax + 17.2% social charges) on crypto disposals to fiat
- Crypto-to-crypto: Not taxable until conversion to fiat (under current French rules)
- Yield income: Subject to income tax; consult a French tax advisor for current treatment
- Authority: DGFiP
Australia
- Capital Gains Tax: Crypto disposals are CGT events; 50% CGT discount for assets held >12 months
- Yield rewards: Taxable as ordinary income at FMV on receipt
- Cost basis: Cost base at time of acquisition; FIFO commonly applied
- Authority: ATO (Australian Taxation Office)
Tax rules change frequently. This overview is for general information only. Consult a qualified advisor for your specific situation.
Are SwissBorg Transactions Taxable?
In most jurisdictions, selling or trading crypto on SwissBorg is a taxable event. Use this as a starting reference — exact rules vary by country.
Taxable Events
- Selling crypto for fiat on SwissBorg
- Crypto-to-crypto trades (each is a disposal of the sold asset)
- Smart Yield and earn rewards received (income at FMV)
- Referral bonuses and airdrop rewards received
Not Taxable
- Buying crypto with fiat via SwissBorg
- Depositing fiat to SwissBorg
- Transferring crypto between your own wallets
- Holding crypto in SwissBorg
Tax treatment varies by country. Always verify with a qualified advisor for your specific situation.
How to Calculate Your SwissBorg Taxes
SwissBorg users who actively trade and earn Smart Yield can accumulate a large number of transactions throughout the year — each trade and each yield distribution carrying a different cost basis and a different market price. Manually calculating FIFO gain/loss for every disposal across multiple assets is time-consuming and error-prone.
CoinTracking imports your full SwissBorg transaction history from your Excel Account Statement export, assigns the correct acquisition date and market price to every purchase, and applies your chosen cost-basis method (FIFO, LIFO, HIFO). It then generates a jurisdiction-specific tax report — ready for your accountant or tax authority in Germany, the UK, France, Switzerland, Australia and beyond.
How to Import SwissBorg into CoinTracking
Three steps to import your SwissBorg data and generate your tax report via Excel Account Statement.
- 1
Log into CoinTracking and open Imports
After logging in, click the Import icon in the left navigation. This is where you add all your exchanges, wallets and blockchains. Search for SwissBorg to start.
- 2
Download your SwissBorg Account Statement and upload it
In the SwissBorg app, go to Profile → Account Statement. Select your date range and export the Excel file. In CoinTracking, search for SwissBorg in the import search and upload the Excel file. All trades, yield rewards and transfers will be imported.
- 3
Review transactions and generate your tax report
Once your SwissBorg data is imported, validate the transactions and generate a tax report for your jurisdiction. CoinTracking calculates capital gains, yield income and losses, and formats the output for your country, ready for your accountant or tax return.
"CoinTracking can handle just about any complex transaction you can throw at it and the automation is a real lifesaver. Of all the tax software tools we've reviewed, CoinTracking is the most detail-oriented and has more accuracy checks in place than the competition."
How to Create Your SwissBorg
Tax Report with CoinTracking
Three steps from SwissBorg Account Statement to a tax report your accountant will accept.
Import your SwissBorg transactions
Download your Account Statement Excel from the SwissBorg app (Profile → Account Statement) and upload it to CoinTracking. All trades, Smart Yield rewards and transfers are imported.
Review and validate your transactions
Open Reports → Validate Transactions. CoinTracking flags missing cost basis, missing prices and unresolved transfers so you can correct them before generating your report.
Generate your SwissBorg tax report
Select your country and tax year. CoinTracking generates a jurisdiction-specific tax report in PDF or Excel format, covering all SwissBorg gains, losses and yield income — ready to file or hand to your accountant.
No — SwissBorg provides an Account Statement export in Excel format. CoinTracking imports this and generates your full tax report, including capital gains, yield rewards and cost-basis tracking across all your crypto transactions.
In the SwissBorg app, go to Profile → Account Statement. Select your desired date range and export the statement as an Excel file. Then upload it to CoinTracking using the import search.
Yes — in most jurisdictions, SwissBorg yield rewards (including Smart Yield and Earn) are treated as income at the fair market value of the tokens on the date they are received. CoinTracking records these as income events and includes them in your tax report.
SwissBorg is a Swiss company regulated by FINMA. It is not subject to EU DAC8 reporting obligations. This means your tax authority will not receive automatic reports of your SwissBorg activity — you are responsible for declaring all taxable events in your annual tax return.
Germany: FIFO per wallet (§ 23 EStG). UK: Section 104 pooling (HMRC). Switzerland: generally no capital gains tax on private assets, but yield income is taxable. CoinTracking supports FIFO, LIFO, HIFO and all major methods — select the one applicable in your country.
Smart Yield and other SwissBorg earn products generate token rewards. In most countries, each reward receipt is a taxable income event at the fair market value on the date received. The FMV at receipt also becomes your cost basis for any future disposal of those tokens. CoinTracking captures all reward events and correctly classifies them as income in your report.
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