Bitrefill Taxes: How to Report Your Crypto Spending
Every time you spend crypto on Bitrefill — buying a gift card, a mobile top-up, or any other service — you are disposing of crypto. That disposal is a taxable event in most jurisdictions. CoinTracking imports your full Bitrefill transaction history via CSV, calculates gains and losses, and generates a tax report ready for your tax authority or accountant.
How to Import Your Bitrefill Transactions into CoinTracking
Watch how to export your transaction history from Bitrefill as a CSV file and import it into CoinTracking to generate your crypto tax report.
Start Your Free Bitrefill Import- Every crypto payment on Bitrefill is a taxable disposal in most jurisdictions — you are spending crypto, which triggers capital gains tax.
- Export your Bitrefill transaction history as a CSV file and upload it to CoinTracking to calculate your tax obligations.
- Transfers between your own wallets are not taxable events. Buying and holding crypto is not a taxable event.
Bitrefill and Your Tax Obligations
Bitrefill is a service that lets users spend Bitcoin and Lightning Network payments on gift cards, mobile top-ups, and online services. Unlike traditional exchanges, Bitrefill does not facilitate trading between crypto assets — it allows you to use crypto as a payment method for real-world goods and services.
Because Bitrefill is not a traditional exchange or EU-regulated Crypto Asset Service Provider (CASP), it is not subject to DAC8 automatic reporting obligations. However, this does not reduce your personal tax liability. Every crypto payment you make on Bitrefill is a disposal event that may be taxable in your jurisdiction.
CoinTracking supports Bitrefill via CSV file upload:
- Bitrefill transaction CSV: downloaded from your Bitrefill account history
- All crypto spending transactions are supported
- CoinTracking maps Bitrefill CSV columns automatically and calculates your capital gains
- Lightning Network payments and on-chain Bitcoin transactions are both handled
Crypto Tax Basics: What Bitrefill Users Need to Know
Tax rules for crypto vary across jurisdictions. These three principles apply broadly to Bitrefill users, but always verify the specifics with your local tax authority or a qualified advisor.
Spending crypto is a taxable disposal
In most countries, using cryptocurrency to pay for goods or services is treated as a disposal — the same as selling it. Capital gains tax applies to the difference between your cost basis (what you paid for the crypto) and its fair market value at the time of spending. Every Bitrefill purchase made with crypto is therefore a potential tax event.
Bitrefill is not an EU-regulated exchange — you must self-report
As a gift card and Lightning Network payment service, Bitrefill is not a licensed Crypto Asset Service Provider (CASP) and is not subject to DAC8 automatic reporting obligations. There is no requirement for Bitrefill to report your transaction data to tax authorities. This means your Bitrefill spending history is unlikely to appear automatically on your tax record — but that does not make it non-taxable. Self-reporting obligations remain fully in force.
Records are your responsibility
Bitrefill does not issue formal tax documents. The CSV export is a raw transaction history — not a tax report. Accurate records of every payment, date, cost basis and the market value of crypto at the time of each transaction remain your responsibility. CoinTracking maintains a complete, dated audit trail of every Bitrefill transaction you import.
Bitrefill Taxes by Country
Crypto tax rules differ by market. Below are the key rates, deadlines and filing forms for the countries where CoinTracking users most commonly use Bitrefill.
Germany
- Disposal tax: Personal income tax rate (up to 45%); gains are tax-free if held longer than 1 year (Haltefrist)
- Annual exemption: Gains up to €1,000/year are tax-free
- Staking income: Taxed as other income (Sonstige Einkünfte)
- Cost basis: FIFO per wallet
- Authority: Finanzamt
- Forms: Anlage SO, Anlage KAP
Austria
- 27.5% capital gains tax: Since March 2022, crypto is taxed like shares — a flat 27.5% KESt applies to gains.
- Old coins grandfathered: Crypto acquired before 28 February 2021 is tax-free on disposal.
- Staking and lending: Treated as capital income, also taxed at 27.5%.
- Authority: Finanzamt Austria. Report via Einkommensteuererklärung (E1 / E1kv).
Switzerland
- Capital gains: Generally tax-free for private investors (no capital gains tax on crypto disposals for non-professionals)
- Wealth tax: Crypto holdings are subject to wealth tax at cantonal rates based on year-end market value
- Income from crypto: Mining and staking rewards are taxed as income at progressive rates
- Authority: Cantonal tax authority (varies by canton)
United Kingdom
- Capital Gains Tax: 18% (basic rate) or 24% (higher rate) from October 2024
- Annual exempt amount: £3,000 (2024/25 onward)
- Staking income: Income Tax at marginal rate
- Cost basis: Section 104 pool (HMRC rules)
- Authority: HMRC
- Forms: Self Assessment SA100, SA108
Spain
- Savings income (IRPF): 19% up to €6,000; 21% up to €50,000; 23% up to €200,000; 27% up to €300,000; 28% above
- Foreign crypto disclosure: Modelo 721 required if portfolio exceeds €50,000 abroad
- Staking income: Taxed as savings income
- Authority: Agencia Tributaria (AEAT)
- Forms: Modelo 100 (IRPF), Modelo 721
Poland
- Flat rate: 19% on all crypto gains (no holding period exemption)
- Loss carryforward: Up to 5 years
- Staking income: Taxed as capital income at 19%
- Cost basis: FIFO
- Authority: Urząd Skarbowy
- Form: PIT-38
Italy
- Flat rate: 26% on gains exceeding €2,000/year (from 2023)
- Foreign holdings disclosure: Quadro RW required if portfolio exceeds €15,000
- Staking income: Taxed as capital income at 26%
- Authority: Agenzia delle Entrate
- Forms: Quadro RT (gains), Quadro RW (foreign holdings)
Portugal
- Disposal tax: 28% on gains from crypto held less than 1 year (from 2023)
- Long-term holding: Tax-free on disposal if held 1 year or longer
- Staking income: Taxed at 35% flat rate or progressive income tax rates
- Authority: Autoridade Tributária (AT)
- Forms: Modelo 3, Anexo G or Anexo J
France
- Flat 30% tax (PFU): Gains from crypto disposals are subject to the prélèvement forfaitaire unique (PFU) — 12.8% income tax + 17.2% social charges.
- No exemption for holding period: Unlike Germany, there is no tax-free threshold after 1 year.
- Staking income: Taxed as BNC (non-commercial income) if received regularly; otherwise as capital gains.
- Authority: Direction générale des Finances publiques (DGFiP). Declare via Formulaire 2086.
Tax rules change frequently. This overview is for general information only and does not constitute tax advice. Consult a qualified advisor for your specific situation.
Are Bitrefill Transactions Taxable?
In most jurisdictions, crypto is treated as an asset: disposing of it can trigger capital gains tax. Use this as a starting reference. The exact rules vary by country.
Taxable Events
- Spending crypto on gift cards via Bitrefill
- Spending crypto on mobile top-ups via Bitrefill
- Using crypto to pay for any goods or services
- Receiving crypto as income or reward
Not Taxable
- Buying and holding crypto
- Transferring crypto between your own wallets
- Depositing fiat to purchase crypto
- Receiving crypto as a personal gift
Tax treatment varies by country. CoinTracking applies the rules for your selected jurisdiction automatically.
How to Calculate Your Bitrefill Taxes
Your Bitrefill CSV export contains your raw payment history — but converting that into an accurate tax report requires calculating the cost basis, fair market value at the time of disposal, and the resulting gain or loss for every transaction.
The core calculation is straightforward: take the fair market value of the crypto at the time you spent it (proceeds), subtract what you originally paid for that crypto (cost basis, calculated using FIFO or your preferred method), and the result is your taxable gain or loss.
CoinTracking automates this across your full Bitrefill history, pulling in historical prices automatically and producing a report your accountant or local tax authority will accept.
How to Import Bitrefill into CoinTracking
Three steps to upload your Bitrefill transaction history and generate your tax report.
- 1
Log into CoinTracking and open Imports
After logging in, click the Import icon in the left navigation. This is where you connect all your exchanges, wallets and blockchains.
- 2
Search for Bitrefill in the import list
Type "Bitrefill" in the search field. CoinTracking will show the Bitrefill import option for CSV upload.
- 3
Upload your Bitrefill transaction history
Log into Bitrefill, go to your account history or settings, download your transaction history as a CSV file, and upload it to CoinTracking.
"CoinTracking can handle just about any complex transaction you can throw at it and the automation is a real lifesaver. Of all the tax software tools we've reviewed, CoinTracking is the most detail-oriented and has more accuracy checks in place than the competition."
How to Create Your Bitrefill
Tax Report with CoinTracking
Three steps from CSV export to a tax report your accountant will accept.
Export your Bitrefill transaction history
Log into Bitrefill, navigate to your account history or settings, and download your transaction history as a CSV file.
Review your transactions
Open Reports → Validate Transactions. CoinTracking flags missing cost basis entries, duplicate imports and price gaps so your final report is accurate.
Generate and export your tax report
Select your country and tax year. CoinTracking generates a report formatted for your jurisdiction: PDF or Excel, ready to file or hand to your accountant.
No. Bitrefill does not generate a tax report for users. It provides a transaction history export in CSV format from your account settings. You are responsible for converting that data into a jurisdiction-specific tax report. CoinTracking imports your Bitrefill CSV and generates a complete, compliant report for your country.
Log into your Bitrefill account, go to your account settings or order history, and look for the option to download your transaction history as a CSV file. Then upload the CSV file directly into CoinTracking to calculate your tax obligations.
Yes, in most jurisdictions. Every time you spend cryptocurrency on Bitrefill — whether buying a gift card, a mobile top-up, or any other service — you are disposing of crypto. This is a taxable event in most countries. The taxable gain or loss is the difference between your cost basis (what you originally paid for the crypto) and the fair market value of the crypto at the time you spent it.
For each Bitrefill payment, you need to know two things: your cost basis (what you paid for the crypto you spent, including fees) and the fair market value of that crypto at the time of the Bitrefill transaction. The difference is your capital gain or loss. CoinTracking automates this by applying your chosen cost basis method (FIFO, LIFO, HIFO, etc.) across your full transaction history and producing a per-transaction breakdown.
Bitrefill is not a traditional crypto exchange and is not an EU-regulated Crypto Asset Service Provider (CASP). It is therefore not subject to DAC8 automatic reporting obligations. However, this does not eliminate your own tax obligations. You are still required to self-report taxable disposals in your jurisdiction, regardless of whether Bitrefill reports your activity.
Your cost basis for crypto spent on Bitrefill is the price you originally paid to acquire that crypto, plus any acquisition fees. The specific lot used depends on your chosen cost basis method — FIFO (first in, first out) is the most common. CoinTracking tracks each acquisition lot and automatically applies your preferred method to calculate the correct cost basis for every Bitrefill disposal.
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