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Pocket Bitcoin Tax Guide · Bitcoin-Only Brokerage

Pocket Bitcoin Taxes: How to Import Your Transactions & Generate Your Tax Report

Pocket Bitcoin is a Swiss Bitcoin brokerage that makes buying and saving Bitcoin simple. CoinTracking imports your full transaction history via CSV and generates a jurisdiction-specific tax report — covering all purchases, sales, savings-plan instalments and transfers.

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CSV — step-by-step Pocket Bitcoin import tutorial

How to Import Your Pocket Bitcoin Transactions into CoinTracking

Watch how to export your Pocket Bitcoin transaction history as a CSV and import it into CoinTracking to generate your complete crypto tax report.

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Pocket Bitcoin Tax at a Glance

Last updated: June 2026
  • Every Bitcoin sale, spending event, and crypto-to-crypto swap on Pocket Bitcoin is a taxable disposal in the year it occurs. Each savings plan instalment creates a separate acquisition. Tax compliance is your personal responsibility.
  • CoinTracking supports Pocket Bitcoin CSV import. Download your transaction history from your Pocket Bitcoin account area and upload it to CoinTracking. All purchases, sales, savings-plan instalments and transfers are supported.
  • Buying Bitcoin with fiat, depositing Bitcoin to Pocket Bitcoin, or withdrawing Bitcoin to your own wallet are generally not taxable events. Only disposals — selling, spending or trading Bitcoin — trigger a tax obligation.
  • Tax compliance is your responsibility. Pocket Bitcoin is a Swiss-regulated brokerage and is not an EU-regulated CASP subject to DAC8. Your tax authority will not receive automatic reports from Pocket Bitcoin. You are required to report all taxable gains and income from your Pocket Bitcoin activity in your annual tax return.

Pocket Bitcoin and Your Crypto Tax Obligations

Pocket Bitcoin was founded in 2020 in Switzerland and is regulated by the VQF, a FINMA-supervised self-regulatory organisation. It operates as a Bitcoin-only brokerage, offering one-time purchases, recurring savings plans (Sparplan), and wallet integration. Pocket Bitcoin is particularly popular across the DACH region (Germany, Austria, Switzerland) and is not subject to EU DAC8 reporting obligations.

As a Swiss-regulated brokerage, Pocket Bitcoin does not automatically report user transaction data to EU or other national tax authorities. This means your tax authority will not receive automatic reports of your Pocket Bitcoin activity — you are responsible for declaring all taxable events in your annual tax return.

Pocket Bitcoin users need to account for:

  • Bitcoin purchases (not taxable, but create acquisition records for future disposals)
  • Bitcoin sales for fiat (taxable disposals)
  • Savings plan instalments (each creates a separate acquisition at the market price on that date)
  • Deposits and withdrawals (to/from other wallets and exchanges)
Pocket Bitcoin tax obligations illustration

Crypto Tax Basics for Pocket Bitcoin Users

Pocket Bitcoin is used primarily in Germany, Austria and Switzerland. Here are the key tax rules that apply — including the specific treatment of savings plan instalments.

Bitcoin purchases are not a taxable event

Buying Bitcoin with fiat currency is not itself a taxable event in most jurisdictions. However, every purchase — including each savings plan instalment — creates an acquisition record with a cost basis set at the market price on that date. This cost basis determines your taxable gain or loss when you eventually sell.

Selling or spending Bitcoin is taxable

Each sale of Bitcoin for fiat, each swap of Bitcoin for another cryptocurrency, and each use of Bitcoin to pay for goods or services constitutes a taxable disposal in most jurisdictions. The taxable gain is the difference between the sale proceeds and the cost basis of the Bitcoin disposed of, calculated using your applicable cost-basis method (e.g. FIFO in Germany).

Savings plan instalments

Pocket Bitcoin's recurring savings plan (Sparplan) automatically purchases Bitcoin at regular intervals. Each instalment is treated as a separate acquisition at the market price on that date. This creates a chain of acquisition records that CoinTracking tracks individually. When you sell Bitcoin that was acquired through a savings plan, CoinTracking applies the correct FIFO cost basis across all your instalments.

DAC8 and Pocket Bitcoin

The EU DAC8 directive requires EU-regulated crypto-asset service providers (CASPs) to automatically report transaction data to EU tax authorities from 1 January 2026. Pocket Bitcoin is incorporated in Switzerland, which is not an EU member state, and is regulated by VQF/FINMA rather than under MiCAR. It is not subject to DAC8. EU residents using Pocket Bitcoin must self-report all activity — it will not be reported on their behalf by the brokerage.

This article is for general information only and does not constitute tax or legal advice. For your specific situation, consult a qualified tax advisor.

Pocket Bitcoin Taxes by Country

Key crypto tax rules for countries where Pocket Bitcoin is most commonly used. Select your country for specific rates and requirements.

Germany flag Germany
  • § 23 EStG: Bitcoin gains taxed at personal rate (up to 45%) if sold within 1 year of purchase; tax-free if held over 1 year
  • Annual exemption: €1,000/year in private disposal gains
  • Cost basis: FIFO per wallet — each savings plan instalment is a separate acquisition
  • Savings plan: Each instalment date and price must be recorded; CoinTracking does this automatically from your CSV
  • Forms: Anlage SO
Austria flag Austria
  • 27.5% KeSt: Flat rate on Bitcoin disposals (assets acquired after 28 Feb 2021)
  • Savings plan: Each recurring instalment is a separate acquisition; 27.5% KeSt applies on disposal gains
  • Authority: Finanzamt Austria
Switzerland flag Switzerland
  • No capital gains tax for private investors on Bitcoin disposals in most cantons
  • Wealth tax: Bitcoin holdings are subject to cantonal wealth tax (Vermögenssteuer) at year-end value
  • Professional traders: Frequent or high-volume traders may be classified as professional and taxed on gains as income
  • Authority: Cantonal tax authorities / ESTV
United Kingdom flag United Kingdom
  • Capital Gains Tax: 18% (basic) / 24% (higher) from October 2024
  • Annual exempt amount: £3,000 (2024/25)
  • Cost basis: Section 104 pooling (HMRC)
  • Authority: HMRC
United States flag United States
  • Short-term gains: Ordinary income rates (up to 37%) for Bitcoin held ≤1 year
  • Long-term gains: 0%, 15% or 20% for Bitcoin held >1 year
  • Cost basis: FIFO or specific identification
  • Authority: IRS
Netherlands flag Netherlands
  • Box 3 wealth tax: Bitcoin declared as assets; effective rate ~1.2–2% of year-end value
  • No realised capital gains tax for private investors
  • Authority: Belastingdienst
France flag France
  • Flat tax (PFU): 30% on crypto capital gains (12.8% income tax + 17.2% social charges)
  • Annual exemption: Gains below €305/year are tax-free
  • Authority: Direction générale des Finances publiques (DGFiP)

Tax rules change frequently. This overview is for general information only. Consult a qualified advisor for your specific situation.

Are Pocket Bitcoin Transactions Taxable?

In most jurisdictions, selling or spending Bitcoin from Pocket Bitcoin is a taxable event. Use this as a starting reference — exact rules vary by country.

Taxable

Taxable Events

  • Selling Bitcoin for fiat
  • Spending Bitcoin on goods or services
  • Trading Bitcoin for another crypto
Not taxable

Not Taxable

  • Buying Bitcoin with fiat
  • Depositing Bitcoin to Pocket Bitcoin
  • Withdrawing Bitcoin to own wallet
  • Holding Bitcoin in Pocket Bitcoin account
  • Savings plan purchases (only taxable when sold)

Tax treatment varies by country. Always verify with a qualified advisor for your specific situation.

How to Calculate Your Pocket Bitcoin Taxes

Pocket Bitcoin users who run savings plans accumulate many small Bitcoin acquisitions over time, each with a different cost basis. Manually tracking each instalment date, price and quantity — and then applying FIFO correctly when you sell — is time-consuming and error-prone. Missing even a single instalment can lead to incorrect gain calculations.

CoinTracking imports your full Pocket Bitcoin transaction history from your CSV export, assigns the correct acquisition date and market price to every savings plan instalment, and applies your chosen cost-basis method (FIFO, LIFO, HIFO). It then generates a jurisdiction-specific tax report — ready for your accountant or tax authority in Germany, Austria, Switzerland and beyond.

Pocket Bitcoin tax calculator illustration

How to Import Pocket Bitcoin into CoinTracking

Three steps to import your Pocket Bitcoin data and generate your tax report via CSV.

  1. 1

    Log into CoinTracking and open Imports

    After logging in, click the Import icon in the left navigation. This is where you add all your exchanges, wallets and blockchains. Search for Pocket Bitcoin to start.

    CoinTracking Dashboard with the Import icon highlighted
  2. 2

    Download your Pocket Bitcoin CSV and upload it

    Log into your Pocket Bitcoin account, go to Account → Transactions, and download your transaction history as a CSV file. In CoinTracking, search for Pocket Bitcoin in the import search and upload the CSV. All purchases, sales, savings plan instalments and transfers will be imported.

    CoinTracking Pocket Bitcoin CSV import search
  3. 3

    Review transactions and generate your tax report

    Once your Pocket Bitcoin data is imported, validate the transactions and generate a tax report for your jurisdiction. CoinTracking calculates capital gains, income and losses and formats the output for your country — ready for your accountant or tax return.

    CoinTracking tax report generation for Pocket Bitcoin transactions
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How to Create Your Pocket Bitcoin
Tax Report with CoinTracking

Three steps from Pocket Bitcoin CSV to a tax report your accountant will accept.

Import Pocket Bitcoin data icon
Step 1

Import your Pocket Bitcoin transactions

Download your CSV from your Pocket Bitcoin account area and upload it to CoinTracking. All purchases, sales, savings plan instalments, deposits and withdrawals are imported.

Review transactions icon
Step 2

Review and validate your transactions

Open Reports → Validate Transactions. CoinTracking flags missing cost basis, missing prices and unresolved transfers so you can correct them before generating your report.

Generate Pocket Bitcoin tax report icon
Step 3

Generate your Pocket Bitcoin tax report

Select your country and tax year. CoinTracking generates a jurisdiction-specific tax report in PDF or Excel format, covering all Pocket Bitcoin gains and losses — ready to file or hand to your accountant.

Frequently Asked Questions About Pocket Bitcoin Taxes

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No. Pocket Bitcoin provides a transaction history export (CSV). CoinTracking imports this and generates your tax report.

Log into your Pocket Bitcoin account, go to Account → Transactions, and download your transaction history as a CSV file. Import this file into CoinTracking using the import search.

Yes — each recurring purchase creates a separate acquisition entry at the market price on that date. This affects your FIFO cost basis chain for future sales. CoinTracking tracks each instalment separately and applies the correct cost basis when you sell.

Pocket Bitcoin is a Swiss company regulated by VQF/FINMA. Switzerland is not an EU member state and Pocket Bitcoin is not subject to DAC8. No automatic transaction reports will be sent to EU tax authorities. Your tax obligation remains fully in force regardless.

Germany requires FIFO per wallet. Austria uses 27.5% KeSt. Switzerland generally has no capital gains tax for private investors. CoinTracking supports FIFO, LIFO, HIFO for all jurisdictions.

Pocket Bitcoin supports CSV export only — there is no API integration. Download your CSV from Pocket Bitcoin's account area and upload it to CoinTracking using the import search.

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