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Bitstamp Tax Guide · EU and US Investors

Bitstamp Taxes: How to File Your Crypto Tax Report

Bitstamp does not withhold taxes or file reports on your behalf. Every trade and Earn reward is your responsibility. CoinTracking imports your full Bitstamp history, calculates gains and losses, and generates a tax report ready for your country.

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Bitstamp Tax at a Glance

Last updated: June 2026
  • Every crypto trade on Bitstamp is a taxable disposal in most EU countries. Capital gains tax applies when you sell or swap crypto.
  • Bitstamp Earn rewards are taxable as income in most EU jurisdictions, at the point you receive them, not when you sell.
  • Transfers between your own wallets are not taxable events. Buying crypto with fiat is not a taxable event.
  • Bitstamp CSV and API data are not compatible — use one import method only. Do not mix both, as this will create duplicate transactions. Under DAC8, EU exchanges including Bitstamp are required to report user data to tax authorities from 2026.

Bitstamp and Your Tax Obligations

Bitstamp is one of Europe's oldest and most regulated crypto exchanges, founded in 2011 and licensed in Luxembourg. It offers spot trading in a focused selection of major cryptocurrencies alongside Earn products — making it a popular choice for EU investors who prioritise security and regulatory compliance.

Bitstamp does not withhold taxes or file reports on your behalf. You are responsible for tracking every transaction, calculating gains and losses, and declaring them to your national tax authority.

CoinTracking supports the full Bitstamp import in two ways:

  • Bitstamp (spot, Earn): connect automatically via API Key and Secret with read-only permissions, or upload a CSV export — note that CSV and API data are not compatible, use one method only
Bitstamp tax obligations illustration

Crypto Tax Basics: What EU Investors Need to Know

Tax rules for crypto vary across EU member states. These three principles apply broadly, but always verify the specifics with your local tax authority or a qualified advisor.

Trading crypto is a taxable disposal

In most EU countries, every sale or swap of crypto is a taxable event. Capital gains tax applies to the difference between what you paid (cost basis) and what you received. Transfers between your own wallets do not trigger tax.

Earn rewards are taxable income

When you receive Bitstamp Earn rewards, that income is typically taxable at the point of receipt, based on the market value at that time. The later sale of those tokens is treated as a separate capital gain.

Records are your responsibility

As a regulated EU exchange, Bitstamp is required under DAC8 to report transaction data to national tax authorities from 2026. Accurate records remain your responsibility. CoinTracking maintains a complete, dated audit trail of every Bitstamp transaction.

This article is for general information only and does not constitute tax advice. For your specific situation, consult a qualified tax advisor.

Bitstamp Taxes by Country

Crypto tax rules differ by market. Below are the key rates, deadlines and filing forms for the countries where CoinTracking users trade most actively on Bitstamp.

Germany flag Germany
  • Disposal tax: Personal income tax rate (up to 45%); gains are tax-free if held longer than 1 year (Haltefrist)
  • Annual exemption: Gains up to €600/year are tax-free
  • Earn income: Taxed as other income (Sonstige Einkünfte)
  • Cost basis: FIFO
  • Authority: Finanzamt
  • Forms: Anlage SO, Anlage KAP
United Kingdom flag United Kingdom
  • Capital Gains Tax: 18% (basic rate) or 24% (higher rate) from October 2024
  • Annual exempt amount: £3,000 (2024/25 onward)
  • Earn income: Income Tax at marginal rate
  • Cost basis: Section 104 pool (HMRC rules)
  • Authority: HMRC
  • Forms: Self Assessment SA100, SA108
Spain flag Spain
  • Savings income (IRPF): 19% up to €6,000; 21% up to €50,000; 23% up to €200,000; 27% up to €300,000; 28% above
  • Foreign crypto disclosure: Modelo 721 required if portfolio exceeds €50,000 abroad
  • Earn income: Taxed as savings income (rendimientos del capital)
  • Authority: Agencia Tributaria (AEAT)
  • Forms: Modelo 100 (IRPF), Modelo 721
Poland flag Poland
  • Flat rate: 19% on all crypto gains (no holding period exemption)
  • Loss carryforward: Up to 5 years
  • Earn income: Taxed as capital income at 19%
  • Cost basis: FIFO
  • Authority: Urząd Skarbowy
  • Form: PIT-38
Italy flag Italy
  • Flat rate: 26% on gains exceeding €2,000/year (from 2023)
  • Foreign holdings disclosure: Quadro RW required if portfolio exceeds €15,000
  • Earn income: Taxed as capital income at 26%
  • Authority: Agenzia delle Entrate
  • Forms: Quadro RT (gains), Quadro RW (foreign holdings)
Portugal flag Portugal
  • Disposal tax: 28% on gains from crypto held less than 1 year (from 2023)
  • Long-term holding: Tax-free on disposal if held 1 year or longer
  • Earn income: Taxed at 35% flat rate or progressive income tax rates
  • Authority: Autoridade Tributária (AT)
  • Forms: Modelo 3, Anexo G or Anexo J
United States flag United States
  • Short-term gains (held under 1 year): Ordinary income tax (10-37%)
  • Long-term gains (held 1 year or longer): 0%, 15%, or 20% depending on income
  • Earn rewards: Taxable as ordinary income when received
  • Cost basis: FIFO (default); specific identification permitted
  • Authority: IRS
  • Forms: Form 8949, Schedule D
France flag France
  • Flat 30% tax (PFU): Gains from crypto disposals are subject to the prelevement forfaitaire unique (PFU) — 12.8% income tax + 17.2% social charges.
  • No exemption for holding period: Unlike Germany, there is no tax-free threshold after 1 year.
  • Earn income: Taxed as BNC (non-commercial income) if received regularly; otherwise as capital gains.
  • Authority: Direction generale des Finances publiques (DGFiP). Declare via Formulaire 2086.
Austria flag Austria
  • 27.5% capital gains tax: Since March 2022, crypto is taxed like shares — a flat 27.5% KeSt (Kapitalertragsteuer) applies to gains.
  • Old coins grandfathered: Crypto acquired before 28 February 2021 is tax-free on disposal.
  • Earn income: Treated as capital income, also taxed at 27.5%.
  • Authority: Finanzamt Austria. Report via Einkommensteuererklarung (E1 / E1kv).

Tax rules change frequently. This overview is for general information only and does not constitute tax advice. Consult a qualified advisor for your specific situation.

Are Bitstamp Transactions Taxable?

In most EU countries, crypto is treated as an asset: disposing of it can trigger capital gains tax, and earning it can count as income. Use this as a starting reference. The exact rules vary by country.

Taxable

Taxable Events

  • Selling crypto for fiat (EUR, GBP, USD, etc.)
  • Swapping crypto for crypto
  • Bitstamp Earn rewards
  • Airdrops received in exchange for an action
  • Using crypto to pay for goods or services
Not taxable

Not Taxable

  • Buying and holding crypto
  • Transferring crypto between your own wallets
  • Depositing fiat to Bitstamp
  • Receiving crypto as a personal gift

Tax treatment varies by country. CoinTracking applies the rules for your selected jurisdiction automatically.

How to Calculate Your Bitstamp Taxes

Bitstamp focuses on a core set of major cryptocurrencies, making transaction histories relatively straightforward compared to altcoin-heavy exchanges. Most users will have spot trades, occasional Earn payouts and deposit or withdrawal records to reconcile.

The core calculation is: take what you received (proceeds), subtract what you paid (cost basis, calculated with FIFO), and the result is your taxable gain or loss. For Earn income, the taxable amount is the market value at the time of receipt.

CoinTracking automates this across your full Bitstamp history and produces a report your accountant or local tax authority will accept.

Bitstamp tax calculator illustration

How to Import Bitstamp into CoinTracking

Three steps to connect your Bitstamp account and sync all transactions automatically.

  1. 1

    Log into CoinTracking and open Imports

    After logging in, click the Import icon in the left navigation. This is where you connect all your exchanges, wallets and blockchains.

    CoinTracking Dashboard with the Import icon highlighted in the left navigation
  2. 2

    Search for Bitstamp

    Type Bitstamp in the search field and select it from the results.

    CoinTracking Import search showing Bitstamp result
  3. 3

    Create a Bitstamp API key and connect

    In Bitstamp, click your account icon (top right corner) and select Settings. On the left side, select API access at https://www.bitstamp.net/settings/access-control/api/. Click Create new key and open Advanced settings. Enable the following permissions: View account balances, View your transactions, and if you used Bitstamp Earn, also View and manage Earn functionality. Activate the key using 2FA confirmation, then paste your Key and Secret into CoinTracking and click Connect and Import. Import typically completes in 1-3 minutes.

    CoinTracking Bitstamp import page showing Connect automatically tab with API Key and API Secret fields
"If you're dealing with crypto taxes, CoinTracking is the tool you need. It handles imports from every major exchange and generates reports that are ready to submit."
Lark Davis
Lark Davis
Crypto Influencer

How to Create Your Bitstamp
Tax Report with CoinTracking

Three steps from a fresh account to a tax report your accountant will accept.

Connect Bitstamp icon
Step 1

Connect Bitstamp via API or CSV

Log into CoinTracking, go to Imports and search for Bitstamp. Create an API key with View account balances and View your transactions permissions enabled. Activate it with 2FA and paste it into CoinTracking — import completes in 1-3 minutes. Important: Bitstamp CSV and API data are not compatible, so use one method only.

Review transactions icon
Step 2

Review your transactions

Open Reports and Validate Transactions. CoinTracking flags missing cost basis entries, duplicate imports and price gaps so your final report is accurate.

Generate Bitstamp tax report icon
Step 3

Generate and export your tax report

Select your country and tax year. CoinTracking generates a report formatted for your jurisdiction: PDF or Excel, ready to file or hand to your accountant.

Frequently Asked Questions About Bitstamp Taxes

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In most EU countries, yes. Every crypto sale or swap on Bitstamp is a taxable event. Capital gains tax applies on the difference between your cost basis and proceeds. Tax-free thresholds and rates vary by country.

From 2026, EU crypto exchanges including Bitstamp are required under DAC8 to report user transaction data to national tax authorities. Bitstamp is a regulated EU exchange (licensed in Luxembourg) and already cooperates with regulatory requests. Your trading history is increasingly visible to tax authorities.

In most EU jurisdictions, Bitstamp Earn rewards are taxable as income when you receive them, based on the market value at that point. The later sale of those rewards triggers a separate capital gain or loss. For US users, the IRS treats staking and Earn rewards as ordinary income.

Log into CoinTracking, go to Imports and search for Bitstamp. Click Connect automatically. In Bitstamp, click your account icon (top right) and go to Settings, then API access at https://www.bitstamp.net/settings/access-control/api/. Click Create new key, open Advanced settings, and enable View account balances, View your transactions, and if you used Earn, View and manage Earn functionality. Activate the key with 2FA, then paste your Key and Secret into CoinTracking.

No. Bitstamp CSV and API data are not compatible with each other in CoinTracking. Choose one method and stick with it. The API is recommended for ongoing automatic sync. If you need to go back further than the API covers, use a CSV export only — do not mix both.

Yes. In most EU countries and in the US, realised losses from crypto can be offset against gains in the same tax year. Rules on carrying losses forward vary by country. CoinTracking calculates and reports both gains and losses automatically.

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